AutoCoverCompass
Compare deductibles

Educational tool

Explore a premium scenario using your own numbers.

Compare payment amounts you supply and illustrate a percentage change or discount. No market rate data or insurer quote is generated.

Your premium inputs

Enter the total for 12 months, including fees you know about.

Enter the same-coverage monthly amount. The tool multiplies it by 12.

A user-selected change, not a forecast. Range: -100% to 100%.

Range: 0% to 100%. Actual eligibility and discount combinations are not modeled.

Your illustration

Enter your amounts to calculate.

Methodology and assumptions

Monthly payment total = monthly amount × 12. Changed premium = annual amount × (1 + change/100). Final = changed premium × (1 − discount/100), rounded at each stage to cents.

  • Amounts cover equivalent coverage and the same 12-month period
  • Discount applies after the hypothetical percentage change
  • Fees, eligibility and future insurer prices are not predicted

Inputs stay in your browser and are not submitted to an insurer. These results are education, not a quote or individualized policy advice.